灌缝胶:Calculate Your Cost of living in New Zealand

Calculate Your Cost of
Living in New Zealand
>> Will you be able to make ends meet in New Zealand?
>> The ENZ Cost of Living Calculator© (below) will show you approximately the annual salary you require for the lifestyle you want.
Your House
First you need an idea of the weekly rent (or mortgage) you‘ll be paying in New Zealand. This can vary enormously depending on where you live and the type of house you choose.
>> Very quickly find typical weekly rents in different suburbs and townshere
>> Find average house priceshere
>> Use the mortgage calculatorhere to figure out your mortgage costs.
Done that? Good. Now we can move on to look at the costs of running your household.
Living Costs
We‘re going to consider the living costs for an ‘average‘ family consisting of two adults and two school-aged children. You‘ll need to adjust these costs depending on your personal circumstances.
Frugal Lifestyle: basic living with few treats or entertainment. Quite happy to buy cheap and second hand goods, cheap car that travels around 5000 miles each year.
Modest Lifestyle: Lives reasonably well but no extravagance, little entertaining, - some wine each week - some takeaway food - above average house in good area - a good quality, Japanese family car, bought second-hand.
Good Living: Very nice house in above average area, two good quality cars bought new and replaced every 3 years, some entertaining, nice food, wine with meals, broadband internet. Not a millionaire lifestyle, but probably within the top 10 precent of lifestyles for the population of New Zealand.
Personal Estimate - Enter your weekly living costs in the table below. Mix and match where appropriate. Some people are quite happy to be frugal as regards motoring while spending freely on food, wine and entertaining, while others are the opposite. You will know better than anyone else the sort of purchases you are reluctant to spend much money on and the sort that you just love to splash out on. Some items near the bottom of the table we‘ve left entirely for you to make an estimate for based on personal experience.
Outgoings Lifestyle
Frugal Modest Good Living Personal Estimate
Weekly rent or mortgage
Food $150 $200 $300
Other Supermarket Purchases $15 $25 $40
House Maintenance $15 $20 $30
Clothing $20 $40 $85
Vehicle Fuel $20 $30 $60
Car Warrant of Fitness / Maintenance $10 $13 $40
Public Transport $0 $20 $0
House Insurance $5 $6 $7
House Contents Insurance $2 $4 $6
Car Insurance $3 $5 $14
Internet $3 $14 $20
Telephone Local and National $8 $9 $12
Telephone International $1 $7 $14
Mobile
Council Rates $25 $35 $45
Electricity / Heating $30 $40 $45
Small Medical Costs / Pharmacist / Dentist for Family In Good Health $10 $13 $20
Misc / Entertainment / Children‘s Treats $25 $55 $130
Tobacco (About $10 per pack of 20)
Holidays
Christmas
Childcare - full-time in a good pre-school costs around $180-$220 per week.
Money put aside to Replace Major Items Such as Cars / Furnishings / White Goods $40 $75 $250
Saving / Investing / Pension Provision
Medical Insurance. Accident and emergency care is free for everyone. 70% of kiwis have no medical insurance.
Now that you‘ve got all your numbers, it‘s time to submit them to the calculator to find your total weekly expenditure. From there we‘ll calculate the salary you‘ll need.


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